With over 30 years of experience in real estate and mortgage lending, Sam Khalil is the trusted Broker and Owner of Golden Century Financial Services in San Jose, California. As a bilingual mortgage expert and real estate broker fluent in both English and Arabic, Sam has built a reputation for honesty, integrity, and a deep commitment to helping his clients achieve financial freedom through real estate.
Since 1989, Sam has guided thousands of clients through the home buying, selling, and refinancing process. His goal is simple: to help families save tens of thousands of dollars in interest, cut years off their mortgage terms, and build lasting wealth through smart real estate decisions.
He is licensed in California and holds an impressive array of professional designations, including:
Whether you're looking for a residential mortgage, a commercial loan, a refinance, or strategic real estate planning, Sam has the experience and insight to make it happen. He's also actively involved in the community, including volunteer work with Habitat for Humanity.
Sam’s clients consistently praise his professionalism, patience, and personalized approach:
“SAM is the MAN!! Great Rates, Excellent Service, Able to Do What Others Promised BUT Could NOT Deliver.” – David R.
“He listens, never pushes his agenda, and always finds the best solution for your situation. If you want to close a deal, Sam is the man!” – Fady E.
“An absolute pleasure to work with! He consistently goes above and beyond... highly recommend!” – A. Denduluri
“Sam is one of the most experienced real estate brokers I’ve ever met… our real estate broker for life.” – Raf B.
“He helped me buy a property and never rushed us into closing a deal. I’d recommend him without hesitation.” – MadNara
Whether you're buying your first home, upgrading, refinancing, or investing, Sam Khalil is ready to help you take the next step with confidence. Your goals become his mission—and your success is his greatest reward.
📍 Golden Century Financial Services
📞 (408) 315-1885
✉️ Sam@samkhalil.com
📋 NMLS #236896 | Company NMLS #366293
